R Madhavan emphasizes financial literacy and career sustainability in the film industry: “Financial security gives you creative freedom”

September 24, 2025 - 3:13 PM IST

Actor R Madhavan recently spoke about the importance of financial literacy, reflecting on how the entertainment industry has evolved over the years. In a candid conversation with film exhibitor and distributor Akshaye Rathi, the actor discussed his personal investment journey and how changing financial strategies have helped sustain long-term careers in cinema.

R Madhavan emphasizes financial literacy and career sustainability in the film industry: “Financial security gives you creative freedom”

Madhavan recalled the early days of his career, when cash payments were the norm in the industry and most investments revolved around real estate. “I come from a time when cash was a big part of the salary, and very few people dealt in cheques,” he said. “At one-point, real estate was the go-to investment. It was a no-brainer—something you’d rely on during retirement. Sell off properties one by one when needed. That was the mindset.”

Now primarily based in Dubai, where he owns a yacht, Madhavan also maintains properties in Mumbai. He highlighted how important it was back then to build assets through real estate, as there were limited investment options and no focus on credit scores or financial planning. However, with changing times and increased awareness, Madhavan said the landscape has shifted significantly. “Today, actors are expanding their income streams through ventures like VFX companies, production houses, cosmetics, and other businesses. These help them maintain a lifestyle that doesn’t solely rely on acting,” he explained.

He stressed that financial security gives creative professionals the freedom to take risks in their careers. “If you’re financially stable, you don’t need to demand a hefty fee upfront. You can opt for profit-sharing instead, which helps the producer too. The producer is often the biggest risk-taker in filmmaking. If actors are financially independent, they can afford to stand by their conviction. If the film works, everyone wins. If not, at least you weren’t a burden on the project,” he said.

Madhavan also pointed out that having a strong educational background and financial knowledge is essential for survival in today’s film business. Speaking about the mental challenges that aspiring actors and junior artists face, he added, “You need financial stability to think clearly. If you’re constantly worried about money, you're already on the back foot. It leads to stress-driven decisions aimed solely at earning. Very few actors can say, ‘I don’t need the money, let’s just make the film.’ The more financially literate actors we have, the healthier the industry will be.”

In an earlier interview with Mashable, R Madhavan admitted that he still feels a certain insecurity about money. “I’m really insecure about my bank account. I don’t exactly know how much I have or what I can afford. I don’t scrutinize it too closely, maybe out of fear of what I’ll find,” he said. “I have a broad understanding, but not a detailed one.”

Madhavan’s thoughts reflect a growing awareness in the industry about financial planning, long-term career sustainability, and the role of education in navigating the evolving entertainment landscape.

Also Read: R Madhavan on not getting too many awards, “What matters to me is that I am still here after so many years, still relevant”